Renters Insurance In Arizona

Renters Insurance in Arizona

Other than avoiding rattlesnakes and catching sunsets at Lost Dutchman State Park, if you’re a renter in Arizona it’s important to focus on getting yourself the best renters insurance coverage for you and your stuff. Whether you’re renting in Phoenix or Flagstaff, renters insurance provides coverage if you accidentally cause damage or if your personal property is damaged or stolen. 

Is renters insurance required in Arizona?

Currently, there are no states in which renters insurance is required! However, that doesn’t mean that you shouldn’t get it. Renters insurance will cover your personal property anywhere it is! Say you leave your golf clubs in your car after playing a round of golf at Troon and someone steals them. Your renters insurance policy will cover the cost to replace them. 

Can my landlord require renters insurance?

Yes, your landlord can legally require that you purchase and maintain a renters insurance policy during the term of your lease. They often will also require you to list them as an “interested party” on your lease which complicates things. Glazd will automatically list your landlord on your renters insurance policy so you can avoid the extra work and focus on moving into your new apartment. 

How Much Does Renters Insurance Cost in Arizona?

Renters insurance prices are determined by many different factors. Here are some things that will affect your price:

  • Your location! Living on the coast of Florida may be a little riskier than the middle of Arizona, therefore your price will likely be lower in Arizona. 
  • The more coverage you add, the higher your price will be. 
  • Increasing your deductible may help reduce the cost of your renters insurance policy. 
  • Glazd offers a 20% discount if you pay annually. 
  • Your insurance history may impact your price – the more claims you have the higher your premiums may be.

What Types of Coverages are Available in Arizona?

No matter what type of place that you rent in Arizona, whether it’s a 20 story complex or a single family home that you’re renting, renters insurance can help protect you and your belongings.